Terms And Conditions

Last Updated: [02/14/2025]

1. Introduction

Welcome to Premise Fintech. By accessing or using our payment gateway services ("Services"), you ("Client," "you," or "your") agree to comply with and be bound by these Terms and Conditions ("Agreement"). Please read this Agreement carefully before using our Services.

2. Definitions

"Services": The payment gateway solutions provided by Premise Fintech, including transaction processing, fraud prevention, and related support services.

"Client": The business entity or individual that has entered into this Agreement with Premise Fintech to utilize the Services.

"User": Any individual authorized by the Client to use the Services on behalf of the Client.

3. Eligibility

To use our Services, you must:

Be at least 18 years old and capable of entering into a legally binding agreement.

Have the authority to bind your organization to this Agreement.

Ensure that your use of the Services complies with all applicable laws and regulations.

4. Account Registration and Security

To access the Services, you must:

Complete the registration process by providing accurate and complete information.

Maintain the confidentiality of your account credentials.

Notify us immediately of any unauthorized use of your account.

You are responsible for all activities that occur under your account.

5. Use of Services

You agree to:

Use the Services solely for legitimate business transactions.

Not use the Services for any unlawful or fraudulent activities.

Comply with all applicable laws, regulations, and network rules, including those set by payment card networks.

6. Fees and Payment

Fees for the Services are outlined in your service agreement or fee schedule. You agree to pay all applicable fees and charges in a timely manner. We reserve the right to modify our fees with prior notice.

7. Data Security and Privacy

We are committed to protecting your data. Our Privacy Policy outlines how we collect, use, and safeguard your information. By using our Services, you consent to the data practices described in our Privacy Policy.

8. Confidentiality

Both parties agree to maintain the confidentiality of proprietary information disclosed during the term of this Agreement. This obligation survives the termination of this Agreement.

9. Intellectual Property

All intellectual property rights related to the Services are owned by Premise Fintech. You are granted a limited, non-exclusive, non-transferable license to use the Services as outlined in this Agreement.

10. Termination

Either party may terminate this Agreement with [30] days' written notice. We may also terminate or suspend your access to the Services immediately if you breach this Agreement or engage in fraudulent or unlawful activities.

11. Limitation of Liability

To the maximum extent permitted by law, Premise Fintech shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to this Agreement or the use of the Services.

12. Indemnification

You agree to indemnify and hold harmless Premise Fintech, its affiliates, and their respective officers, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses arising from your use of the Services or breach of this Agreement.

13. Governing Law

This Agreement shall be governed by and construed in accordance with the laws of [Your Jurisdiction], without regard to its conflict of law principles.

14. Amendments

We may update this Agreement from time to time. We will notify you of any material changes, and your continued use of the Services after such changes constitutes your acceptance of the new terms.

15. Contact Information

If you have any questions or concerns about this Agreement, please contact us at:

Premise Fintech

[Address]

[Email Address]

[Phone Number]