Privacy Policy

Last Updated: [02/14/2025]

1. Introduction

Premise Fintech ("we," "our," or "us") is committed to safeguarding the privacy of our clients and their customers. This Privacy Policy outlines how we collect, use, disclose, and protect personal information in connection with our payment gateway services.

2. Information We Collect

We may collect the following types of information:

Personal Identification Information: Name, email address, phone number, and other contact details.

Financial Information: Payment card details, bank account numbers, and transaction history.

Technical Information: IP addresses, browser type, operating system, and other technical data collected through cookies and similar technologies.

Usage Data: Information about how our services are accessed and used, including timestamps and logs.

3. How We Use Information

The information we collect is used to:

Process and facilitate payment transactions.

Authenticate users and prevent fraudulent activities.

Enhance and improve our services.

Communicate with clients regarding account management and support.

Comply with legal and regulatory obligations.

4. Information Sharing and Disclosure

We do not sell or rent personal information to third parties. However, we may share information with:

Service Providers: Trusted third parties who assist in operating our services, such as banks and payment processors.

Regulatory Authorities: When required by law or to protect our rights and interests.

Business Transfers: In the event of a merger, acquisition, or asset sale, personal information may be transferred.

5. Data Security

We implement appropriate technical and organizational measures to protect personal information against unauthorized access, alteration, disclosure, or destruction. Despite these measures, no method of transmission over the internet or electronic storage is completely secure.

6. Data Retention

We retain personal information only as long as necessary to fulfill the purposes outlined in this policy, comply with legal obligations, resolve disputes, and enforce agreements.

7. User Rights

Depending on your jurisdiction, you may have the following rights regarding your personal information:

Access to the data we hold about you.

Correction of inaccurate or incomplete data.

Deletion of your data, under certain conditions.

Restriction of processing, under certain conditions.

Data portability.

Objection to processing.

To exercise these rights, please contact us at [Contact Information].

8. Cookies and Tracking Technologies

We use cookies and similar technologies to enhance user experience, analyze usage, and assist in our marketing efforts. You can manage your cookie preferences through your browser settings.

9. Changes to This Privacy Policy

We may update this Privacy Policy periodically. We will notify clients of significant changes through our website or direct communication.

10. Contact Us

If you have questions or concerns about this Privacy Policy, please contact us at:

Smart Crad Marketing Systems

20C Trolley Sq, Wilmington DE 19806

[Email Address]

[Phone Number]